Prudential Financial Sponsors Retirement Seminar
Thursday, April 2nd, 5:00 pm
The Humphrey House, 1783 Penfield Road

The five years before and the five years after retirement may be one of the most critical periods for investors. Prudential Financial has identified this time as The Retirement Red Zone. If you are in or near The Retirement Red Zone, you need to learn about the three potential risks to retirement financial success.

At this seminar, you will receive an in-depth look at how the red flag risks may affect you. You'll receive an informative, interactive workbook to take with you, and you'll discover possible strategies that may help you address your particular needs.

Dinner is Included. Seating is limited, so please RSVP ASAP. Sponsored by Prudential Financial. Hosted by Steve Daknis, Vice President of Annuities.

For More Information and to RSVP, Please Contact:
Steve Alexander at 899-3491

The Member-to-Member Discount Program has been revitalized for 2009. All members are encouraged to develop some type of discount, coupon, or incentive for fellow members to encourage solicitation of each other's businesses.

Businesses who offer member to member discounts will be given recognition in each monthly e-newsletter and at all PBA sponsored events. Additionally we will soon be issuing new signs for you to proudly display in your store.

More details can be found on the Member to Member Discount Program page located on the PBA website. Please contact us for more information or if you would like to participate in this program. If you are interested in taking advantage of any of these incentives, be prepared to show your membership card at the participating businesses.

Change to Active PBA Membership Year

PBA Membership has been changed to now start on January 1st and end on December 31st. This will apply to all current memberships and any new memberships as of March 1st, 2009.

Last Chance to Renew Your 2009 Membership

If you have not yet renewed your PBA membership for 2009, now is the time to act. Please download the PBA application and mail your payment today!

PBA Going GREEN, But We Need Your Response!

Why waste your valuable membership dues on unnecessary paper mailings? If you are happy with receiving communication from us through email and this e-newsletter, then send us an email right now and give us permission to remove you from our snail-mail mailing list. This will not only prevent duplicate communication efforts but will also help streamline our annual operating costs. EMAIL US NOW!

Seeking Themes and Sponsorship for PBA Independence Day Parade Float!

This year the PBA is planning on building a full-fledged float for the Penfield Independence Day Parade. We are also planning on snagging first prize for the Best Float Award so that we can gain added recognition and exposure.

We are currently seeking ideas for a design theme, volunteers to help build the float and participate in the parade on the 4th of July, a donation of a tractor and flatbed trailer, and sponsors to help pay for the necessary materials and giveaways.

All members who volunteer or sponsor this years float will have their business name and/or logo prominently displayed on the float in the parade. It's going to be a unique and inexpensive opportunity to gain exposure to hundreds of Penfield residents.

For more information, please contact Chris Herlong. Advertising space will be limited, so please contact us now to become involved.

PBA Member Discounts at Super Coups

Buy two mailings and get the third free…more than a $250 savings and reaching a minimum of 10,000 households.  Price includes consultation, full color printing, layout, postage, design, sample envelopes, proof and online coupons. Mailings occur every other month and can target specific mailing zones.

Next Mailing:  3/29  copy due: 3/4
Next Mailing:  5/11  copy due 4/22
Free Mailing:  7/6  copy due 6/17

For more information, contact Brian Elniski at (585) 670.9123 and make sure to identify yourself as a PBA member for the new client special.

*Super Coups is not currently a PBA Member.

BICENTENNIAL THEME: “GENERATIONS STRONG”
Plans progressing for celebration of Penfield’s 200th anniversary

The Penfield Town Supervisor and Penfield Town Council are pleased to announce the theme and logo design for Penfield’s Bicentennial Celebration in 2010. After several meetings and discussions, the Bicentennial Steering Committee agreed upon a logo design that reflects the bicentennial theme, "Generations Strong" - a tribute to the duration of the township, Penfield’s agricultural roots and residential vitality. It also honors the thousands of families who have chosen to make Penfield their home over the past 200 years.

The logo was designed by committee members under the direction of the steering committee. It features a strong, mature tree with a large canopy and grounded roots set in a bold square. The border provides information about the event including the theme, year the township was incorporated (1810), and the Bicentennial year (2010). Variations of the design will be used in print, electronic and video media.

Initial meetings to plan the Bicentennial began in 2008. Community volunteers have come forward and a steering committee is in place to see plans through to the year-long celebration in 2010. Councilwoman Linda Kohl is chairing the effort.

All Penfield residents, businesses, schools, churches, clubs and organizations are encouraged to participate in the celebration and to work a Bicentennial theme into their own programs in 2010.

“We’re making good progress. At this point, volunteers are breaking into work groups to see ideas through. We hope to represent the entire community with this celebration. Volunteers are still welcome to help make this celebration memorable,” said Councilwoman Linda Kohl. Supervisor Wiedemer adds, “This important milestone for Penfield gives our community a unique and positive reason to come together. I’ve heard many creative ideas for the celebration and look forward to seeing them realized.”

To volunteer for any role or to share an idea, please contact Councilwoman Linda Kohl at kohl@penfield.org or 381-4510.

Northeast Monroe County Rotary Clubs Membership Drive

The Penfield, Webster and provisional PenWeb Rotary Clubs are conducting a membership campaign in March. Rotary clubs have been a center of community service and fellowship for 104 years in 200 countries with 1.2 million men and women who are business owners or professional leaders. The Penfield Rotary began in 1949 and meets over lunch on Tuesdays, from 12:15 – 1:30 at Shadow Lake. The Webster Rotary Club was chartered in 1946 and meets over dinner at Streppa’s Bistro on Thursday evenings, from 6:30 – 8:00 PM. The provisional PenWeb Club meets for breakfast on Thursday mornings, from 7:15 – 8:30 AM, at Castle Point, across from the Bayview YMCA. Interested persons are invited to attend the Rotary Club meeting that fits in with their professional and family schedules. To check them out and arrange a visit, contact Penfield Rotarian Linda Kohl (381-4510), Webster Rotarian Herb Gauch (671-1977) or PBA Member/ PenWeb-associated Rotarian Jack Best (671-4757).

"Pride of Penfield" Photo Contest
Friday, March 13th

Penfield Recreation is again holding an amateur Winter photo contest. Entrants may submit up to three entries (total) in any of the following categories: Wildlife, Landscape, or Sports/Recreation/Public Use. All entries must be received by March 13. Winners will be notified by April 3. Complete rules are available on our website. Past winners are on display at Penfield Community Center.

For More Information, Please Contact:
Recreation Department at 340-8664.

The Young, Open & Honest Player Auditions
Wednesday, March 18th, 3:30 pm
Penfield Community Center

Young actors between the ages of 13 and 18 are encouraged to audition for "Night of the Living Beauty Pageant". Rehearsals begin Monday, March 30th and will be held on M, W, & Th between 3:30 and 5:00 pm. Performances will be on May 29th and 30th. Please register to audition.

For More Information, Please Contact:
Recreation Department at 340-8664.

Promoting "Green" at the Penfield's Environmental Education Fair
Saturday, April 25th
Penfield Community Center

Does your business support the “green” way of life? Do you sell products or services that encourage environmental awareness or sustainability practices? If so, the Town of Penfield invites you to join our community environmental day by bringing some information about your business to our Environmental Educational Fair, on Saturday, April 25 at Penfield Community Center. We would like to showcase your business and allow you the opportunity to tell the community about what you do and how you can help residents be more environmentally conscious.
 
If you are not interested in being part of the Fair, please consider putting together a team to help with the community clean up efforts, also happening that day. We have many areas of Penfield that need “beautification” and we would love get our business community involved, even if it is just the area around your business location that you can beautify.     
 
If you would like to set up a booth at our Environmental Education Fair or get more information about your team helping with community clean up, please contact Sabrina at 340-8651, or srenner@penfield.org.

For More Information, Please Contact:
Sabrina at 340-8651, or srenner@penfield.org.

Check out our Community Calendar!
Please visit the PBA website to view a complete list of Penfield events.

Give Your Investment Portfolio a Spring Cleaning
by PBA Director Curt Regruit, Edward Jones

Spring is almost here — time to spruce up your house and get rid of your clutter. But this year, don’t confine your spring cleaning to your home and yard. Why not “freshen up” your investment portfolio at the same time?

Of course, you can’t just take a mop and broom to your brokerage statement. But some of the same principles that apply to your basic spring cleaning can work just as well when you tidy up your investments. Consider the following suggestions:

• Take an inventory of your belongings. If you’re like most people, you’ve got some things lying around your house that have outlived their usefulness. It might be that lawn mower that died in 2004 or the toaster that warmed its last slice during the Clinton Administration, but whatever it is, it’s beyond repair — and it should go. And the same may be true of some of your investments. If one hasn’t performed the way you had hoped or no longer fits into your long-term goals, this might be a good time to speak with a financial advisor.

• Dispose of your duplicates. If you went through your house carefully, you might be surprised at how many items you have that do the same thing. Do you really need two colanders? And how many radios can you listen to at one time? If you looked at your investment portfolio the same way, you might be surprised by some of the redundancies that pop up. For example, you may have several stocks issued by similar companies that make similar products. This might not be a concern when the stock market is booming, but it could be a definite problem if a downturn affects the industry to which these companies belong. Always look for ways to diversify your holdings. While diversification, by itself, cannot guarantee a profit or protect against a loss, it may help reduce the effects of market volatility.

• Put things back in order. Over time, and almost before you’re aware of it, the spaces in your home can get “out of balance.” Perhaps you have too many chairs in one corner, or maybe your new desk takes up too much space in your home office. With some rearranging, however, you can get things back in order. The same need for rearrangement may apply to your portfolio, which might have become unbalanced, with too much of one investment and too little of another. This situation could undermine your financial strategy, especially if the imbalance means you are taking on too much risk or, conversely, if your holdings have become too conservative to provide the growth you need. So, look for ways to restore your portfolio to its proper balance.

By giving your portfolio an annual spring cleaning, you can help make sure it’s up-to-date, suited to your needs and well-positioned to help you make progress toward your key financial goals. And you can do it all without going near a dust cloth.

*Edward Jones does not offer tax or legal advice. Consult with a competent tax or legal advisor about your specific situation.

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