Chiropractic Solutions
Dr. Jonathan Zwerka was born and raised in Rochester, N.Y. and is proud to announce the grand opening of Chiropractic Solutions at the four corners of Penfield, 2130 Five Mile Line Road.

This location already has a licensed massage therapist and a licensed acupuncturist. This was a major reason why Dr. Jon chose to open his practice in the same building. While they are all separate businesses it is good to have these holistic healing arts all under one roof serving the Penfield community. 

Dr. Zwerka earned his Bachelor of Arts in Health and Human services from the University at Buffalo, After returning to Rochester he began his work caring for  developmentally disabled adults at the ARC of Monroe. While employed there it opened his eyes to the status of the health care system in this country. He was inspired to help people become healthier by addressing the cause of the problem not just covering up the symptoms with drugs. This is why he perused a Doctor of Chiropractic degree at New York Chiropractic College.

Chiropractic care in conjunction with massage therapy has been proven to increase your white blood cell count thus making your body stronger to fight off infection. Many people believe that back pain is the only reason to see a chiropractor but it is only a small fraction of things that can be helped through chiropractic. Besides neck and back pain, some other health problems that can be addressed are arm or leg pain, TMJ, scoliosis, structural problems, arthritis, fibromyalgia, athletic injuries, pre/postnatal care, pediatric care and too many more to list. 

Health care should be focused on the prevention of disease by embracing a wellness lifestyle and educating the public how to live healthier lives. Unfortunately health care is currently more focused on the treatment of disease than prevention because that is "where the money is."  Take charge of your health and spend your money and efforts on getting healthy, not just free of symptoms. This way you can live a longer and more active lifestyle well into your golden years.

In 2004 the Census Bureau calculated the life expectancy for 222 countries.  The United States ranked 42nd, which is down from 11th in the 1980's. This should be an alarm for the general public to start educating themselves on their health care options. Many of the countries that are ahead of the United States do not allow prescription drug TV commercials and there is something to be said for that.  The average senior in the United States takes 3 different prescription drugs a day while 20 percent of them take over 5 medications daily. This is a problem because as the number of different daily medications raises so does the chances for adverse health effects from these medications.  Some medications cannot be avoided, but the majority of them can be avoided through preventative measures such as proper nutrition and holistic medicine. 

The elderly are not the only ones affected by these problems in our health care system, childhood diseases are skyrocketing these days. Just to name a few autism is on the rise, over 9 million children with ADHD and the number of kids with asthma has doubled over the past 10 years.

Don't let this happen to your family! By figuring out the root of the problem that is causing the symptoms he can help you become healthier through natural means: with proper nutritional supplementation coupled with holistic healing arts that can have anti-aging effects.  Come in to see Dr. Jon and begin to reclaim your health today.

Fairport Savings Bank Celebrates 120 Years of Service to the Community

In May of 1888, a group of civic-minded individuals in the village of Fairport, New York came together to discuss the financial needs of their community.  As a result, they formed the Fairport Permanent Loan Association which today is known as Fairport Savings Bank.  The original board of directors stated their purpose as “encouraging industry, frugality, home-owning, the saving of money by members, the accumulation of savings and the loan of such accumulations to its members….”  They followed through on their charter when they granted their first mortgage, to Mr. Martin Gannon, with a weekly mortgage payment of $2.00.  By the end of the first year, Fairport Permanent Loan Association had 54 members.

One hundred and twenty years later, Fairport Savings Bank has added thousands of new customers, several new locations, and many new products and services, but the company’s commitment to serving the needs of the community has remained unchanged.  In the ever changing world of banking, Fairport Savings Bank is one of the last locally owned banks in the Rochester area, where you can actually pick up the phone and talk to a live individual in your own community. 

Fairport Savings Bank will be celebrating their 120th anniversary throughout the year with special events, gifts for customers and a few surprises.  To learn more, stop by or call the Penfield Branch Office at 2163 Rt. 250 (next to Target), 377-8970.

Chiropractic Solutions Open House
Saturday, 06/07/2008, 1:00 - 4:00 pm
Dr. Jonathan Zwerka, a new PBA member, invites everyone to the opening of his new office in Penfield. Chiropractic Solutions is not just your typical chiropractic office. They offer you your answer to wellness. So please bring the whole family and learn how everyone can benefit.

For more information, contact:
Chiropractic Solutons, 2130 Five Mile Line Rd., Penfield. Office: (585)385-0650.

Garden Celebration -
Five Years in Bloom
Nature Craft Garden Club Signature Garden Project
Sunday, 06/29/2008
11:00 am - 1:00 pm
Church of the Incarnation, Five Mile Line Road & Whalen Road

Sponsored in cooperation with Penfield Business Association's Penfield in Bloom Signature Garden Program. Come take a stroll through our 1,500 square foot Signature Garden and hear about all the sponsors and community liaisons that keep this community treasure blooming. It’s been five beautiful years since we first learned about the Signature Garden project and decided to participate. Now we want to give something back for all that the community has contributed. See and smell dozens of varieties in our four theme gardens including the Old-Fashioned Garden, the Children’s Garden, the Heavenly Garden, and the Butterfly/Hummingbird Garden.

We’ve divided our plants and potted them up as gifts so you can carry a piece of our garden home. View PDF Flyer

All Star Sports Camp: Baseball, Basketball, Lacrosse, Floor Hockey
Monday, 06/30/2008
Week-long camp for grades 1 to 6. 9 a.m. to 4 p.m. Monday to Friday, June 30 to July 3. Extended care from 7 to 9 a.m. and 4 to 6 p.m. available at no extra charge.

For more information, contact:
Eastside Family YMCA, 1835 Fairport Nine Mile Point Road, Penfield, NY. Phone: (585) 341-4000 www.rochesterymca.org.

Preschool Camp
Monday, 06/30/2008
Week-long kinder camps for ages 3 to 5. Nine sessions offered from June 30 to Aug. 29. Activities include art projects, swimming, gym play, music, reading and more. 9 a.m. to 1 p.m. Mondays to Fridays. June 30-July 3 (only 4 days, fees will be pro-rated), July 7-11, July 14-18, July 21-25, July 28-Aug. 1, Aug. 4-8, Aug.11-15, Aug. 18-22 and Aug. 25-29.

For more information, contact:
Eastside Family YMCA, 1835 Fairport Nine Mile Point Road, Penfield, NY. Phone: (585) 341-4000 www.rochesterymca.org.

Check out our Community Calendar!
Please visit the PBA website to view a complete list of PBA-sponsored and PBA member-sponsored events.

PBA's Annual
Penfield in Bloom

One of your contributions & support to our community is the "Penfield in Bloom" project. Each year the PBA along with other community volunteers takes on the project of creating and maintaining gardens within the Town of Penfield. We currently maintain 15 garden sites that are usually located in areas that are visible as you enter the Town.

This year Joanne Nulton has volunteered to act as the PBA Managing Coordinator for our garden sites. Joanne was very instrumental in the start up of Penfield in Bloom and in fact managed this effort for some time. We are very pleased to have her back and reenergize this project. If you should see Joanne please welcome her back.

Joanne will be looking for volunteers and overall support to help maintain our gardens. Penfield in Bloom is a great project that truly is appreciated by many Penfield residents. Please help Joanne in anyway you can. She can be reached by email at jcnulton@aol.com or cell phone at (585) 281-6296.

Reduced Democrat & Chronicle Advertising Rates Available For PBA Members!

The PBA has developed a valuable reduced rate-advertising program for members and we want your feedback. Here are the details of the program:

The PBA will run one full page, full color ad in the Our Towns section (Northeast Area) of the D&C on the last Wednesday of the month. In addition, the same page will appear in the Neighbors section on Friday of that same week. This advertising page will be an opportunity for members to place their full color ad on the page for only $150 per week! This means your ad will appear twice that week, reaching over 80,000 potential residents and businesses throughout the Northeast area, in full color, for just $150.

The same full color ad running one time in the D&C would cost roughly $301.50 for a non-contract advertiser. Those with a contract would have to run the ad for four consecutive weeks at a cost of $199 per ad. $796.00 total.

Each individual ad size is 3.375” x 4.25” and will only appear with other PBA members.

Please email diane@threshcreative.com and let her know if you would be interested in this program. We’ll only proceed if we find that members would like to participate so your opinion is very valuable. We think this is a great opportunity for our members. What do you think?

A New Look for Penfield Plaza?

James Hawver * Staff writer * May 8, 2008

PENFIELD -- A major facelift -- via bulldozers, not Botox -- may soon be under way in the town.

The owners of BayTowne Plaza plan to give the shopping center a "Main Street" makeover, complete with updated facades, widened sidewalks and up to a dozen new shops and restaurants. Sketches submitted to the Planning Board by The DiMarco Group center on demolishing one-quarter of an 80,000-square-foot building formerly occupied by Tops Markets to make way for a tree-lined corridor with a "Main-Street," "throwback" feel. "I don't think there's another plaza in western New York that will have something similar," Town Supervisor George Wiedemer said.

Penfield has a half dozen business districts scattered throughout the town but no major retail destination like the shopping plazas that line Ridge Road in Webster. Leaders hope the new BayTowne changes that. "We're excited about it," Wiedemer said. "We think it will put Penfield on the retailing map." Plus, Wiedemer said, the larger tax base won't hurt.

BayTowne Plaza, which was built in 1990, is home to three dozen businesses. Redevelopment of the former Tops building would add five to 12 more businesses and not force any tenants to move, said John DiMarco, president of The DiMarco Group.

The plans also include the construction of two free-standing restaurants -- 6,500 square feet and 1,900 square feet -- that will be built in the middle of the current parking lot. DiMarco would not name potential tenants but said local and national chains have shown interest in leasing the new spaces. "The short-term and overall goal is to make it a more-walkable and experienced-based shopping plaza," DiMarco said. Crews may begin work on the project later this year, pending approval from the town, DiMarco said, with the possibility of new tenants moving in by the beginning of 2009.

The BayTowne Plaza redevelopment plans are available at www.penfield.org.

For more information, contact:
Town of Penfield, 3100 Atlantic Ave., Penfield, New York 14526.
Phone: (585) 340-8600 www.penfield.org.

Baird Road Closing June 2nd

The north end of Baird Road will close between Whalen Road and Atlantic Avenue as of June 2nd for up to four weeks. The road is being closed for a culvert replacement and water main installation. Detours will be posted. This is part of a project to move the Baird/Atlantic intersection West to improve sight-distance and safety.

For more information, contact:
Town of Penfield, 3100 Atlantic Ave., Penfield, New York 14526.
Phone: (585) 340-8600 www.penfield.org.

BayTrail Middle School 6th Grade Bash

The BayTrail Middle School 6th Grade Class is celebrating the end of the school year on Friday, June 6th from 7 pm - 9 pm. They are currently seeking donated items to be raffled off to the students during the event.

For more information, contact:
Amy Steklof or Sherry Hogan.

13th Annual "Kicks for Kids" Benefit Soccer Tournament

The 13th Annual "Kicks for Kids" Benefit Soccer Tournament, proudly hosted by the Penfield Rangers Soccer Club, is scheduled for Saturday, July 19th, 2008 at Penfield Town Hall Fields. This year they wll raise money for TOPSoccer (the Total Outreach Program for Soccer) and Rochester's Flower City Soccer Club. Please consider their Sponsorship Program of either a donation or raffle item.

For more information, contact:
Randy Spaan, Phone: (585) 509-2100.

Penfield Volunteer Fire Company Requesting Donations

The Penfield Volunteer Fire Company is beginning its annual appeal for donations. Please consider supporting them in their 2008 fund drive. Donations are tax-deductable.

For more information, visit:
www.penfieldfire.org.

Check out our Community Calendar!
Please visit the PBA website to view a complete list of Penfield events.

Know Objectives of Mutual Funds Before Investing
by PBA Director Curt Regruit, Edward Jones

With thousands of mutual funds on the market, how can you choose the ones that are right for your individual needs? For starters, you need to know the objective of each mutual fund in which you plan to invest.

Let’s take a look at the investment objectives of some of the most popular types of mutual funds:

Growth funds — These funds invest in the stocks of growing companies, with the goal of providing investors with capital appreciation. In plain English, you invest in these funds for the potential to make your money grow. If you invest in these funds, you will almost certainly experience the “ups and downs” of the market, but if you hold your funds long enough, and they are well managed, you may increase
your investment’s potential return.

Growth-and-income funds — As its name suggests, a growth-and-income
fund is structured to provide the potential for both growth in value and current income payments, in the form of dividends. Generally speaking, these funds are less risky than growth funds yet offer lower growth potential. Keep in mind, though, that dividends can be increased, decreased or eliminated at any time without notice.

International funds — You can choose from several types of international funds: global funds, which invest in both U.S. and international stocks; international funds, which invest primarily outside the U.S.; country specific funds, which focus on one country or region; and emerging market funds, which concentrate on small, developing countries. These funds generally invest for growth, but they involve special types of risk, such as currency fluctuations and the prospect of investments being affected by political or economic turmoil.

Bond funds — When you invest in a bond fund, you are seeking current income, in the form of interest payments, and the chance to help stabilize a portfolio that might be heavily weighted toward stocks. You can choose from funds containing
municipal bonds, corporate bonds, mortgage-backed securities or U.S. government bonds. Although bonds funds generally contain less investment risk than stock funds, they carry a different type of risk: purchasing power risk. In other words, the interest payments you receive from your bond funds may not always keep up with
inflation. Be aware that bond funds are subject to interest-rate risk and fund
values may decline as interest rates rise.

While these types of funds have some obvious differences, they also share some important traits in common. First, financial professionals choose the investments, which benefits you. Second, mutual funds, by owning many different types of securities, offer the advantage of diversification. (However, diversification, by itself, cannot guarantee a profit or protect against a loss in a declining market.

A financial advisor can help you choose those mutual funds that may be appropriate for your needs. But it’s still your responsibility to know about the funds in which you invest — so, before writing a check, read a fund’s prospectus, which can be obtained from your financial advisor. The prospectus contains complete information about the fund, including its investment objectives, risks, charges and expenses, all of which you should consider carefully. Ultimately, the best investors are usually the best-informed investors.

*Edward Jones does not offer tax or legal advice. Consult with a competent tax or legal advisor about your specific situation.

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