Rapid Refill
Rapid Refill specializes in remanufactured/refilled inkjet and laser toner cartridges. This provides customers with an alternative to paying the high price of Original Equipment Manufacture (OEM) products. With these remanufactured/refilled cartridges come big price savings and a customer satisfaction guarantee for all products. The current focus is on servicing commercial accounts by providing delivery to local businesses. A retail store is expected to be opened within the next twelve months.

Rapid Refill is a leading U.S.-based retailer in the industry with over 100 storefront operations that utilize state-of-the-art technology and equipment to remanufacture cartridges. A typical Rapid Refill store carries a wide variety of remanufactured as well as brand name inkjet cartridges and laser toner cartridges.

Briefly, here is our Rapid Refill promise:

1. Save our customers up to 60% off the retail cost of branded ink and toner.

2. Deliver a superior product that is guaranteed to ensure satisfaction.

3. Conserve our earth’s natural resources by encouraging (and demonstrating) the recycling of inkjet and toner cartridges.

Dan Davies Resigns from PBA Board of Directors

Dan Davies announced this month that he will be resigning from the PBA Board of Directors, but will continue as an active PBA Member.

"I served four terms and have seen a lot of changes. We have a great board of directors taking the PBA in the right direction with a promising future."

We thank you Dan for your many years of service and dedication.

Fairport Savings Bank Announces Scholarship

In celebration of its 120th Anniversary, Fairport Savings Bank has announced the availability of a new scholarship, called the Legacy Scholarship.  Three scholarships in the amount of $1000 each will be awarded to high school students in the Fairport, Penfield and Irondequoit communities where the bank has branch offices.

The Legacy Scholarship is available to students who will be either high school Juniors or Seniors during the 2008-2009 school year.  Selection will be based on a demonstration of community and volunteer service, as well as a solid academic background.

“Since 1888, community service has been at the heart of what Fairport Savings Bank stands for,” said Dana C. Gavenda, President and CEO.  “We want to continue that tradition by supporting the next generation of community leaders.”

A selection committee comprised of employees, board of directors and customers of Fairport Savings Bank will review all applications this Fall and will make the awards prior to December 31, 2008.  Applications can be picked up at any branch of Fairport Savings Bank or on the bank’s website at www.fairportsavingsbank.com.  Application deadline is September 30, 2008.

Fairport Savings Bank is a $190 million community savings bank which has served the greater Rochester community since 1888.  It is the only locally-owned savings bank in this area.

Cricket on the Hearth Inc. is Expanding the Business to Include Inspections

Level II Chimney & Fireplace Inspections are now available from Cricket on the Hearth, Inc. Charles Turner is a F.I.R.E. Certified Chimney and Fireplace Inspector now providing Level II visual or video inspections with a comprehensive report. Charles is General Manager of Cricket on the Hearth Inc. and has achieved "Master Hearth Professional" designation by the National Fireplace Institute by completing Gas, Wood, and Pellet Specialist certification.

Homeowners concerned with the working status of their fireplace or chimney and those considering updating their home with a more efficient heating unit will benefit from this service. Realty personnel who would like a prompt and knowledgeable assessment of a property before listing it, will be provided with a professional and detailed report of the findings to present to their clients.

Call Cricket on the Hearth, Inc. at 585-385-2420 with questions and to schedule an inspection.

Martial Arts America Summer Confidence Camp for Kids
Monday, 7/21/2008
Two summer sessions offering a great variety of fun activities for kids of all ages. Each day camp will feature a special theme to challenge and motivate campers along with physical fitness, self protection, karate, obstacle courses, outdoor games, water games, crafts, improv theater and much, much more. Kids will learn karate and benefit from the confidence building activities. We will also be hosting special guests. Price is $230 per week. 9 a.m. to 3:30 p.m. Mondays to Fridays. July 21 -July 25 and August 18 -August 22. Brighton location has camp July 14 - 18 & August 11 - 22.

For more information, contact:
Martial Arts America. Phone: (585) 377-6130.

Waterfront Art Festival
Saturday, 07/26/2008 - Sunday, 07/27/2008
Fine art and crafts. Entertainment. Big enough for great selection. Small enough for FUN! From 10 AM to 6 PM on Saurday and from 10 AM to 5 PM on Sunday. Located on Lakeshore Drive in Canandaigua.

For more information, visit:
www.waterfrontartfestival.com.

Check out our Community Calendar!
Please visit the PBA website to view a complete list of PBA-sponsored and PBA member-sponsored events.

Walk With Us in the Penfield Independence Day Parade

PBA Director Christopher Herlong and his 3 year old daughter Phoenix will be driving the PBA convertible in the Penfield Independence Day Parade on July 4th. Come walk (or ride) with us in the parade, throw candy, and represent the PBA and your business. Feel free to wear company t-shirts or wave your company signs.

The parade will be from 2:00 to 3:00 PM, but all particapants must meet at 1:30 PM at the Penfield High School. The Parade route is from Penfield High School to Penfield Community Center along Rt. 441.

For more information, contact Christopher Herlong at christopher@gooeycat.com or call 585-730-2814. Or just show up!

PBA Board Seeking Multiple Directors

The PBA Board is actively seeking potential candidates to fill multiple openings for Director positions. If you are interested in being considered for a PBA Director position, please contact us or call PBA President, Sam DeLucia at 734-4889.

Reduced Democrat & Chronicle Advertising Rates Available For PBA Members!

The PBA has developed a valuable reduced rate-advertising program for members and we want your feedback. Here are the details of the program:

The PBA will run one full page, full color ad in the Our Towns section (Northeast Area) of the D&C on the last Wednesday of the month. In addition, the same page will appear in the Neighbors section on Friday of that same week. This advertising page will be an opportunity for members to place their full color ad on the page for only $150 per week! This means your ad will appear twice that week, reaching over 80,000 potential residents and businesses throughout the Northeast area, in full color, for just $185.

The same full color ad running one time in the D&C would cost roughly $301.50 for a non-contract advertiser. Those with a contract would have to run the ad for four consecutive weeks at a cost of $199 per ad. $796.00 total.

Each individual ad size is 5.25” x 4.75” and will only appear with other PBA members.

Please email diane@threshcreative.com and let her know if you would be interested in this program. We’ll only proceed if we find that members would like to participate so your opinion is very valuable. We think this is a great opportunity for our members. What do you think?

Independence Day Parade and Celebration

JULY 3rd - PRE-CELEBRATION
Harris Whalen Park, Penfield Road.

• 5 pm - Classic Car Cruise Night
• 5 pm - Chicken BBQ
• 5:30 pm - "Dick Stacy and the Rhythm Aces"
• 8 pm - "Coup DeVilles"

JULY 4th - PARADE
The Parade begins at 2:00 PM. Parade route is from Penfield High School to Penfield Community Center along Rt. 441. "Penfield High School to Penfield Community Center". (all parade route arteries will be closed during the parade)

• Parade MC: Don Alhart
• Parade Marshal: Hugh Franklin

Parade will feature:

• White Sabers Drum Corps
• The Hitmen Brass Band
• Rochester Crusaders
• Gates Keystone Club Police Pipe and Drums
• Penfield Fire Co. Band, and much more.

JULY 4th - CELEBRATION AND FIREWORKS
Harris Whalen Park, Penfield Road

• 4 pm - Mint Jam
• 5:30 pm - Trevor MacDonald Band
• 7:30 pm - Awards
• 8:15 pm - Brass Taxi
• 10:15 pm - Fireworks - No Rain Date
  

Town of Penfield Seeks Volunteers for Bicentennial Celebration Committe

The Town of Penfield is seeking volunteers to help plan a year full of events and activities for its Bicentennial celebration in 2010.

All Penfield residents, businesses, schools, churches, clubs and organizations are welcome to participate.  Opportunities range from leadership roles as event chairs, to supporting roles for individual activities. In addition, all Penfield organizations are encouraged to work a Bicentennial theme into their own programs in 2010.

“We need to begin work now to plan for a memorable year of celebration in 2010,” said Councilwoman Linda Kohl, who is coordinating this volunteer effort. “It will take many people from all aspects of Penfield to bring exciting suggestions for our Bicentennial to life.”

The Town of Penfield plans to theme its Independence Day celebration to the Bicentennial and host a birthday party for the entire community. Residents have already contributed other promising ideas that will require community leadership and commitment to support.

Supervisor George C. Wiedemer said, “The Penfield community is lucky to have many creative and motivated volunteers. I believe we will see the best of Penfield come forward to contribute to the celebration of this milestone.”

In 1775, Daniel Penfield began purchasing land in Township 13 Range IV and began building mills in 1800 along the falls of Irondequoit Creek to encourage settlement. The population grew rapidly, and in 1810, Township 13 and the adjoining Township 14 were designated by the New York State Legislature as the Town of Penfield.  Penfield was the first of the seven eastside towns in the county to be established.

To volunteer for any role or to share an idea, please contact:
Councilwoman Linda Kohl at kohl@penfield.org or 381-4510 by June 20. Planning meetings will begin this summer and continue through 2010.

Penfield Volunteer Emergency Ambulance Needs New Volunteers

The Penfield Volunteer Emergency Ambulance needs Drivers, Medics, and Dispatchers. Please join us at our base, 1585 Jackson Road, to learn how you can become part of the team by attending our Open House on Sunday, July 20th from 12 to 4 PM.

For more information, contact:
Penfield Volunteer Emergency Ambulance, Phone: 585-872-6060.

Check out our Community Calendar!
Please visit the PBA website to view a complete list of Penfield events.

Should Rising Oil Prices Change the Way You Invest?
by PBA Director Curt Regruit, Edward Jones

Every time you fill up your gas tank, you are painfully aware that oil prices are high - really high. And rising oil prices can affect the cost of many other goods and services, from food to airline tickets. So, as a consumer, you know the impact of an increase in the cost of oil - but how about as an investor? Should rising oil prices change the way you invest?

Before we look at this question, let's quickly review why oil prices have gone up so far and so fast. First, the price of oil is reflecting the law of supply and demand; the world's oil supply has stayed relatively tight recently, while demand has continued to rise. Second, oil is a commodity priced in dollars, so if the dollar falls in value - as has been the case lately - then the price of oil will rise.

Will these two factors continue to drive up the price of oil? It's hard to predict. However, as an investor, you do want to know how the current state of affairs - that is, elevated oil prices - will affect your investments. Specifically, in this environment, what market sectors will be influenced? And how?

Not surprisingly, the stocks of some energy companies tend to do well when oil prices are high. At the same time, the automobile and airline industries, and some elements of the retail sector, may be negatively affected.

Does this mean you should make some drastic changes to your investments? Not if you follow a strategy of buying and holding a diversified array of quality investments. (Keep in mind, though, that diversification, by itself, cannot guarantee a profit or protect against a loss in a declining market.) However, you may want to make some adjustments. For example, if the increased value of your energy stocks has caused your portfolio to become "overweighted" with these stocks, which can be volatile, you may want to consider some type of "rebalancing."

But rather than focus on how rising oil prices can affect individual market sectors, try to look at the "bigger picture." As we mentioned earlier, rising oil prices can lead to higher overall inflation - and, over the long term, inflation is a much more serious threat to your portfolio's health than a short-term spike in oil prices. Consider this: If inflation rises three percent a year - which has been the average increase over the past eight decades - then everything you buy today could cost twice as much in 24 years.

To protect yourself from the ravages of inflation, you need to own investments that offer the potential for rising income, such as quality, dividend-paying stocks. By doing some research, you can find stocks that have paid - and increased - dividends for 20 or 25 straight years. (Be aware, though, that stocks are not obligated to pay dividends and can cut or discontinue them at any time.)

By making timely adjustments in response to events such as oil price "shocks" and by following a long-term strategy of owning an appropriate array of quality investments, you can continue working toward your financial goals - now and in the future.

*Edward Jones does not offer tax or legal advice. Consult with a competent tax or legal advisor about your specific situation.

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